The Best Coastal Towns in the U.S. to Retire or Vacation

There’s something magical about coastal towns. The rhythmic sound of waves, the salty breeze, and the way time seems to slow down create an irresistible allure. America’s 95,471 miles of coastline are dotted with gems perfect for both retirement and vacations. 

From misty Pacific coves to sun-soaked Atlantic beaches, each town has its personality. Let’s take a journey through some of the most charming coastal havens.

Carmel-by-the-Sea, California

Carmel-by-the-Sea, California
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Walking through Carmel-by-the-Sea feels like stepping into a painting. Fairy-tale cottages and cypress-lined beaches captivate visitors at every turn. Hidden courtyards filled with local art add to the town’s charm, offering delightful surprises around each corner.

Bar Harbor, Maine

Bar Harbor, Maine
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Bar Harbor is a food lover’s paradise, famous for its mouthwatering lobster rolls. Its position next to Acadia National Park means visitors can watch the sunrise from Cadillac Mountain and be back in town for a delicious breakfast all before 9 AM.

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Naples, Florida

Naples, Florida
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Naples proves that sophistication and flip-flops can coexist beautifully. One minute, beachgoers wiggle their toes in powder-soft sand; the next, they’re browsing high-end boutiques. It’s a town that doesn’t make you choose between natural beauty and urban pleasures.

Astoria, Oregon

Astoria, Oregon
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Astoria demonstrates that rainy days can be utterly charming. Watching container ships navigate the Columbia River while sipping coffee in a cozy café explains why this town has inspired so many artists and filmmakers.

Hilton Head Island, South Carolina

Hilton Head Island, South Carolina
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Hilton Head Island embodies the slow pace of Lowcountry life. Biking under Spanish moss-draped oaks and spotting alligators in lagoons, visitors realize that here, nature and luxury development have found a rare harmony.

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Kennebunkport, Maine

Kennebunkport, Maine
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Kennebunkport is known for attracting presidents and everyday beach lovers alike. Beyond its famous summer residents, the town captivates with its historic charm and the way lobster boats and grand mansions sit side by side in the harbor.

Monterey, California

Monterey, California
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Monterey showcases how history and marine life make fascinating neighbors. From Cannery Row’s transformation to the mesmerizing jellyfish at the aquarium, this town is a testament to the power of conservation and reinvention.

Key West, Florida

Key West, Florida
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Key West encourages everyone to embrace the quirky side of life. Where else can one attend a sunset celebration every night, explore Hemingway’s home, and feel like they’re in the Caribbean without leaving the country?

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Newport, Rhode Island

Newport, Rhode Island
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Newport is a time capsule of America’s Gilded Age. Touring the opulent mansions, visitors can’t help but imagine the lavish parties they once hosted. Yet the town isn’t stuck in the past – its vibrant yachting scene keeps it forever young.

Cannon Beach, Oregon

Cannon Beach, Oregon
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Standing on Cannon Beach, dwarfed by Haystack Rock, puts life into perspective. This town reminds visitors that some of nature’s best works of art are shaped by wind and waves.

St. Augustine, Florida

St. Augustine, Florida
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St. Augustine’s cobblestone streets have seen nearly 450 years of history. Yet the town feels anything but old, with a vibrant food scene and beaches that could rival any in Florida.

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Nantucket, Massachusetts

Nantucket, Massachusetts
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Nantucket proves that some places are worth the journey. As the ferry approaches the island, with its shingled houses and church spires, visitors know they’re in for something special. The island’s ability to preserve its whaling-era charm while offering world-class amenities is truly remarkable.

Beaufort, South Carolina

Beaufort, South Carolina
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Beaufort’s antebellum homes and oak-lined streets transport visitors into a living novel. Sitting on a porch swing, sweet tea in hand, it’s easy to understand why so many writers have found inspiration here.

Port Townsend, Washington

Port Townsend, Washington
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Port Townsend has perfected the art of Pacific Northwest coziness. Its Victorian architecture and thriving arts scene, set against a backdrop of sea and mountains, create a haven for creatives and nature lovers alike.

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Rehoboth Beach, Delaware

Rehoboth Beach, Delaware
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Rehoboth Beach surprises with its perfect blend of family-friendly fun and grown-up sophistication. From the lively boardwalk to the excellent dining scene, it’s a place that knows how to please all ages.

Sausalito, California

Sausalito, California
Credit: DepositPhotos

Crossing the Golden Gate Bridge into Sausalito feels like entering another world. Its hillside homes and bobbing houseboats create a scene so picturesque, that it’s hard to believe real people live here – but they do, and quite happily.

Rockport, Massachusetts

Rockport, Massachusetts
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Rockport demonstrates why artists are drawn to the coast. The light here does something magical, especially at dawn when it hits the iconic red fishing shack known as Motif No. 1. It’s no wonder painters have been flocking here for over a century.

Lahaina, Hawaii

Lahaina, Hawaii
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Lahaina embodies the essence of island time. From its historic Front Street to the massive banyan tree in the town square, this former whaling village manages to honor its past while embracing the laid-back rhythms of modern Hawaii.

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Cape May, New Jersey

Cape May, New Jersey
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Cape May reveals the sophisticated side of the Jersey Shore. Its Victorian architecture and pristine beaches offer a different kind of seaside escape – one where horse-drawn carriages and historic lighthouse tours are as much a part of the experience as sunbathing.

Traverse City, Michigan

Traverse City, Michigan
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Traverse City proves that you don’t need an ocean to have a great beach town. Wine tasting on the Old Mission Peninsula and watching the sunset over Grand Traverse Bay show that freshwater shores can be just as captivating as their saltwater cousins.

Myrtle Beach, South Carolina

Myrtle Beach, South Carolina
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Myrtle Beach is a testament to the idea that sometimes, more is more. With its 60-mile stretch of beaches, countless golf courses, and endless entertainment options, it’s a place that never lets visitors get bored.

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Sitka, Alaska

Sitka, Alaska
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Sitka showcases a wilder side of coastal living. Watching bald eagles soar over the harbor while snow-capped mountains loom in the background, visitors feel like they’ve discovered America’s last frontier.

Avalon, California

Avalon, California
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Arriving in Avalon, visitors might need to remind themselves they’re still in California. Its Mediterranean vibe and crystal-clear waters make it feel more like a European resort than a town just off the coast of Los Angeles.

Provincetown, Massachusetts

Provincetown, Massachusetts
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Provincetown proves that at the end of the road, you can find the beginning of something beautiful. Its vibrant arts scene, stunning beaches, and welcoming atmosphere make it a place where everyone can feel at home.

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Fernandina Beach, Florida

Fernandina Beach, Florida
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Fernandina Beach preserves Old Florida’s charm in the modern era. Its historic downtown and uncrowded beaches offer a glimpse of what Florida was like before the big resorts moved in.

Discover Your Perfect Coastal Haven 

Bar Harbor, Maine
Credit: DepositPhotos

These coastal towns showcase the diverse beauty of America’s shores. Each place has its rhythm, its flavor, and its way of embracing coastal living. 

Need a quiet spot to retire or a lively beach for the next vacation? There’s a coastal town out there that feels tailor-made for every preference. The perfect coastal getaway awaits discovery, promising new experiences and timeless charm.

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